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    #16
    Originally posted by Lajazz947 View Post
    Wow, that is encouraging. I am waiting for my discharge and I am looking forward to rebuilding and using my credit wisely.
    It is!

    And last week I was approved for a personal loan thru my credit union with no co-signer and 4.25% interest!! I just borrowed a small amount and put the money right back into my savings account, and set up automatic payments every month for the $66/monthly payment. It reports to all 3 credit agencies.

    By the way, LOVE your avatar....lol. I used to be that guy!
    Retained bk7 laywer 8-12-08, Filed 12-22, 341 Meeting Scheduled 1-29-09
    Discharged 4-17-09!!!
    Reason for filing: Medical, NOT irresponsibility with credit.
    "Sometimes you have to fall before you fly"

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