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If I close my CU account and open up an account with a bank, will that affect me in the future as far as trying to get a credit card to rebuild my credit or anything in general?
If you open a new account at a different bank/cu you will still be able to obtain credit after your BK. I've done it myself. Protect your money if you have to by opening a new account somewhere else and know that you'll be able to rebuild by cleaning up your credit report and (only if you need one) start off with a small credit limit secured card after your discharge/closing.
Filed Chapter 7 (Primarily Business Expenses) 04/10/2008 FICO 468 :cry:
341 on 05/06/08:unsure:House appraisal on day 63:blink: 07/10/2008 Discharged-Asset Case!!!:yahoo:08/09 Transu 559, Equifax 636, Experian 647
Case Closed 07/15/2009 :D:yahoo:
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