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Can't Explain this at all

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    #1

    Can't Explain this at all

    Last week I received my first Citicard statement since my wife and i stopped paying our CC's. It had a hefty late fee and a nice interest rate increase. Today i received two letters from Citi. The first one i opened was a credit line INCREASE of 20K and a series of checks for 0% balance transfers. The second letter, dated the same day, was a credit line DECREASE of 15K and an additional interest rate hike.

    I have no intentions of using the card anylonger, but am just stunned that they are sending these two completely different messages.
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    #2
    LOL!! Maybe they are trying to "trap you" by hoping you do a balance transfer, then when you file, they'll fight it and you'll get stuck paying that balance

    Or maybe Citicard has a bunch of morons working there....
    May 2008 Hired 1st Attorney/Stopped paying CCs
    May 21, 2009 Retained 2nd Attorney
    May 28th - Filed for Ch 7 (FINALLY!)
    9/11/09 - DISCHARGED!!!!

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      #3
      Originally posted by liz417 View Post
      LOL!! Maybe they are trying to "trap you" by hoping you do a balance transfer, then when you file, they'll fight it and you'll get stuck paying that balance

      Or maybe Citicard has a bunch of morons working there....
      LOL, and I know you are joking. Things do cross in the mail as they do in computers. (see IRS) One part of the company is drumming up business, and the other is accounts receivables. It is not a ruse, just an anomaly.

      ONLY the tip of the iceberg. 'Hub
      If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.

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        #4
        Still amazing how that can happen. It's like one hand doesn't know what the other hand is doing or something like that. I mean no wonder things are so messed up in this country. That isn't really right when you think about it. No company should be so big that one part of it is sending out rate increases while the other part is lower limits.

        I think big company greed took away good common business sense. I mean if big companies are so screwed up, no wonder small folks like us are in the mess we all got into.
        Filed Chapter 7 June 4 ~ 341 July 20 ~Last day of objections Sept 18~Discharged/Closed Sept 21

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          #5
          Originally posted by liz417 View Post
          LOL!! Maybe they are trying to "trap you" by hoping you do a balance transfer, then when you file, they'll fight it and you'll get stuck paying that balance

          Or maybe Citicard has a bunch of morons working there....
          Or maybe both......
          All information contained in this post is for informational and amusement purposes only.
          Bankruptcy is a process, not an event.......

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