Just had to laugh... zero dollar credit limit!

[quest42]

Just had a laugh -- and wanted to share this story:

My notices went out from the court to the creditors about one week after I filed under Ch 7 (filed on 10/14... notices mailed about 10/21... I got mine about 10/25...)

As of today (10/28) I got only one back so far -- undeliverable -- but I had shotgunned several different addresses for that creditor, a big lender -- I had found the one that USPS bounced in one of my credit reports, and those are notoriously unreliable! [It went to a very big bank at PO Box 6001, Sioux Falls, SD... odd that they do not have a PO Box 6001?]

Curiously, I got one letter today from a creditor saying that they had "taken action..." to change my credit limit to "zero dollars..."

Haha duuuuh!

[sunshine08]

Well just slap my hands and take my cookie. Big whup!!!! It is like telling you to go to your room and be home by midnight.

That was a waste of paper, ink, envelope, stamp, and whomevers time & energy to tcompose and write the letter. (I would like to see the Composers salary. Hey, mayber that is where lightening works)

[Genenco]

The funny thing (Recalling past BK) is I got 2 letters from "Different" CC companies which said "In view of the recent actions (On my part) we find it necessary to close your account and refuse future requesrs to reopen or to establish new credit lines"

My response was "Ummm..Yeah, I think that's what should be done"