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Need Advice Quickly Please

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    Need Advice Quickly Please

    I'm in the very early stages of seeking help with my debts. My very first appointment with a lawyer is tomorrow. Now, at the present moment I am also trying to modify my second mortgage and have gotten word that it is pretty much a go ahead. I'm also in the process of going through a modification on my first mortgage. If I know I'm going to file bankruptcy (hoping for a 7) is now the best time to do this if my payments are going to be lowered at least for the time being? Should I disclose the fact that I may file bankruptcy to the person who is handling my modification??? I'm really confused here. Help!
    08-2009:Quit Paying Credit Cards
    04-2010:Hired 2nd Attorney;05-2010:Filed 7
    06-2010:341 Meeting (went very well)
    08-24-2010: Discharged; 09-02-2010 Closed!!

    #2
    Originally posted by Ann View Post
    Should I disclose the fact that I may file bankruptcy to the person who is handling my modification??? I'm really confused here. Help!
    ABSOLUTELY not. Wait until you see your lawyer, and let him decide when they should find out about the bk.
    Pay no attention to anything I post. I graduated last in my class from a fly-by-night law school that no longer exists; I never studied or went to class; and I only post on internet forums when I'm too drunk to crawl away from the computer.

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