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    #16
    Welcome to the 60 day club..
    Filed Chap 7: 06/18/09
    341 Meeting held: 07/21/09
    Last Day for Objections: 9/21/09

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      #17
      What was worse the professional license or 341?
      Glad it went smooth.

      Really you got more questions because you were keeping stuff? We were able to use the federal exemptions which are very generous. We are keeping alot of stuff. multiple cars, house, boat, dirtbike, on and on. Am I going to get crap for that?

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        #18
        Originally posted by eddiep View Post
        What was worse the professional license or 341?
        Glad it went smooth.

        Really you got more questions because you were keeping stuff? We were able to use the federal exemptions which are very generous. We are keeping alot of stuff. multiple cars, house, boat, dirtbike, on and on. Am I going to get crap for that?
        The license was pretty nerve racking, I was 15 years younger then too. The 341 was pretty straight forward.

        The trustee ordering the car parked was a surprise. We really need two cars for transportation but we'll make due.
        6/30/2009 Filed Ch. 7
        10/06/2009 Discharged
        01/24/2011 Closed

        Comment


          #19
          Yeah! That was quick! Congrats!
          May 2008 Hired 1st Attorney/Stopped paying CCs
          May 21, 2009 Retained 2nd Attorney
          May 28th - Filed for Ch 7 (FINALLY!)
          9/11/09 - DISCHARGED!!!!

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            #20
            Congrats!!! Hamburgervol!!!

            I am glad this went well for you. Remind me are you keeping your house? We are just now preparing to retain our atty for C7. We worry about the house. Here in TN the homestead exemption is $7500 for couple, $25000 for anyone with a minor in the home. There has been great debate in TN about the 25k for having minors as to whether its 25k or 50k with minor with 2 people filing. Anyway what can you tell me about your experience? Thanks.
            Down but not out!! filed c7 august 2011...341 september 2011... Unsecured debt over $100k.....bk attorney $1200.......bkforum.com Priceless!!!!!

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              #21
              Originally posted by notforsale View Post
              I am glad this went well for you. Remind me are you keeping your house? We are just now preparing to retain our atty for C7. We worry about the house. Here in TN the homestead exemption is $7500 for couple, $25000 for anyone with a minor in the home. There has been great debate in TN about the 25k for having minors as to whether its 25k or 50k with minor with 2 people filing. Anyway what can you tell me about your experience? Thanks.
              My experience...It's been pretty smooth thanks to this forum. I can't imagine going through this blind.
              6/30/2009 Filed Ch. 7
              10/06/2009 Discharged
              01/24/2011 Closed

              Comment


                #22
                Originally posted by hamburgervol View Post
                FWIW, 6 hours after 341.. Pacer already states ...Pending status: Awaiting Discharge.
                So you get discharged after the 341, not after the 36-60 month plan?
                07-21-2009 filed Chapter 13
                05-02-11 CONVERTED TO CHAPTER 7 :

                09-07-11 DISCHARGED !!!!!!

                Comment


                  #23
                  Originally posted by jade73 View Post
                  So you get discharged after the 341, not after the 36-60 month plan?
                  Chapter 7 it's 60 days after 341. Chapter 13 must be what you are referring to.
                  6/30/2009 Filed Ch. 7
                  10/06/2009 Discharged
                  01/24/2011 Closed

                  Comment


                    #24
                    You want to keep insurance on the car because if you let it lapse while it's still registered, the state can (and will) suspend your drivers license.
                    6/12/09: Filed Chapter 7
                    7/21/09: 341 Hearing (went very well)
                    9/28/09: Discharged
                    10/2/09: Case closed!

                    Comment


                      #25
                      Originally posted by damooster View Post
                      You want to keep insurance on the car because if you let it lapse while it's still registered, the state can (and will) suspend your drivers license.
                      I'm paid up for 2 months already. I'm just curious as to when we physically surrender it. Seems like a waste just sitting in the garage and unable to drive it.
                      6/30/2009 Filed Ch. 7
                      10/06/2009 Discharged
                      01/24/2011 Closed

                      Comment


                        #26
                        Originally posted by hamburgervol View Post
                        I'm paid up for 2 months already. I'm just curious as to when we physically surrender it. Seems like a waste just sitting in the garage and unable to drive it.

                        Why not keep driving the car until the company is ready to pick it up?
                        Down but not out!! filed c7 august 2011...341 september 2011... Unsecured debt over $100k.....bk attorney $1200.......bkforum.com Priceless!!!!!

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                          #27
                          Originally posted by notforsale View Post
                          Why not keep driving the car until the company is ready to pick it up?
                          Trustee said to park it.
                          6/30/2009 Filed Ch. 7
                          10/06/2009 Discharged
                          01/24/2011 Closed

                          Comment


                            #28
                            Originally posted by hamburgervol View Post
                            My experience...It's been pretty smooth thanks to this forum. I can't imagine going through this blind.
                            Your right this form is a true blessing. Are you keeping your house and did you have to reaffirm? Thanks!
                            Down but not out!! filed c7 august 2011...341 september 2011... Unsecured debt over $100k.....bk attorney $1200.......bkforum.com Priceless!!!!!

                            Comment


                              #29
                              Originally posted by notforsale View Post
                              Your right this form is a true blessing. Are you keeping your house and did you have to reaffirm? Thanks!
                              Yes and we will reaffirm mortgage.
                              6/30/2009 Filed Ch. 7
                              10/06/2009 Discharged
                              01/24/2011 Closed

                              Comment


                                #30
                                Thanks! Seems strange to make you park it. Did he say you had to leave it at the court garage or park it at home and wait for them to pick it up? If he wasn't real clear and since you have insurance prepaid. I would drive it until they ask for it back!
                                Down but not out!! filed c7 august 2011...341 september 2011... Unsecured debt over $100k.....bk attorney $1200.......bkforum.com Priceless!!!!!

                                Comment

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