I talked with a guy a few weeks ago and just called him back. He says That he can get most if not all my debt removed and a low payment for everything. He said that i can pull the debt from the collection companys and deal with the orginal company. He said he could get it all settled down to where i paid a small monthly amount to each company. This is not a loan or debt management company he just gets the settelment down and i make the payments to the companys. Here is my question. Should i pay him his 75 bucks to start and see what happens or just keep heading toward fileing. He seems to think it could cut it all down 1/2 and have me paying 250 or so a month split between all the companys.
Though he did not say it i wonder if it will end up me paying his company with a interest rate. He works for a auto finance comany. He seems to think 30k is not worth filing chapter 7 on when i can get it down to where i can pay it.
Though he did not say it i wonder if it will end up me paying his company with a interest rate. He works for a auto finance comany. He seems to think 30k is not worth filing chapter 7 on when i can get it down to where i can pay it.
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