I am in indiana. I am perparing to file chapter 7. I was told between 1000to 1500 for the lawyer fee and 400 for the file fee. Thoug another lawyer told me 1500 for everything i have not set who i will use yet.
I am a student and have about 1600 a month in income 700 from SSDI 900 from The VA admin for going to college. I have around 30000 in debt. a 18000 dollar judgement from a faild business i had and 4800 from a loan that was also for the business. Then some normal stuff phone billsa so on.
Will i be able to file chapter 7
Also the main reason i got on here. After i file what is the safest and fastest way to build my credit back up. And thought about getting a CD getting a loan from my bank against the CD. I was told i could that would be easy since the CD is worth cash. I also have a 2007 truck i bought from my dad i thought about getting a loan to pay him off. I do not want to do anything that might be hard to pay off just something to build my credit up so when i get out of school i can get a loan to start building homes. As thats what i am going to school for
Any help would be great also is the 2007 truck exempt since it is my only car and i owe money on it
I am a student and have about 1600 a month in income 700 from SSDI 900 from The VA admin for going to college. I have around 30000 in debt. a 18000 dollar judgement from a faild business i had and 4800 from a loan that was also for the business. Then some normal stuff phone billsa so on.
Will i be able to file chapter 7
Also the main reason i got on here. After i file what is the safest and fastest way to build my credit back up. And thought about getting a CD getting a loan from my bank against the CD. I was told i could that would be easy since the CD is worth cash. I also have a 2007 truck i bought from my dad i thought about getting a loan to pay him off. I do not want to do anything that might be hard to pay off just something to build my credit up so when i get out of school i can get a loan to start building homes. As thats what i am going to school for
Any help would be great also is the 2007 truck exempt since it is my only car and i owe money on it