I think I need to file...Need help getting started

[syangwar]

Hello,

Well, I've tried to pull myself out of the hole that I dug when I was 18-20 years old, unfortunately now I am 26 and all the irresponsible things I did at that time have not been resolved. I really think I should start the process of bankruptcy and so I can properly rebuild.

I've not experienced in any of this and I really need to make sure this is executed properly. Can anyone point me in the right direction?

[OhioFiler]

Hello,

Well, I've tried to pull myself out of the hole that I dug when I was 18-20 years old, unfortunately now I am 26 and all the irresponsible things I did at that time have not been resolved. I really think I should start the process of bankruptcy and so I can properly rebuild.

I've not experienced in any of this and I really need to make sure this is executed properly. Can anyone point me in the right direction?

Start by reading the stickys here. You've come to the right place.

[AngelinaCatHub]

Also more info for us to help you. Debt amount, state, defendants, C7 intention, or 13? 'Hub

[syangwar]

I don't know the difference between 13 or 7...I don't want to lose my car, I don't have a hard time paying that back it's all the credit debt and loan debt I accrued that went into collections and/or judgment from when I was in college.

In that debt amount....do I need to include my federal student loans?