Best Buy....or better yet, HSBC....JERKS!
We filed 6 weeks ago. They just started annoying us. Got several "unknown" calls on the caller id so I finally decided to answer. This was July 3. Gal is from HSBC collections department and wants to inform me of my past due account and would I like to pay by check or debit card over the phone. I told her I wasn't paying anything and that she's in violation of the automatic stay of the BK code since we filed over a month ago. She assures me they wouldn't have called had they been informed, yada, yada, yada. I'm thinking B.S., lady! I told her she couldn't deny knowing because there was a motion filed for us to redeem that debt and we know it went through because we already had an amount and due date for the payoff we settled on. I pass the BK and atty info on and take a note of the call. We're scheduled to see our atty days later where I tell him about the call. He tells me that if they try to collect again, call him. Here it is....10 days after the phone call....and I get THREE different correspondences from Best Buy/HSBC today trying to collect on my acct. One was dated for July 2 and the other 2 were dated after my phone call with HSBC. I have a feeling I haven't heard the last from them. Anyway, I'm calling the atty first thing tomorrow. Just wondering what happens if he pursues this? 4 violations of the automatic stay. Too bad we already dropped off our settlement payment with the atty to pass on to them!
We filed 6 weeks ago. They just started annoying us. Got several "unknown" calls on the caller id so I finally decided to answer. This was July 3. Gal is from HSBC collections department and wants to inform me of my past due account and would I like to pay by check or debit card over the phone. I told her I wasn't paying anything and that she's in violation of the automatic stay of the BK code since we filed over a month ago. She assures me they wouldn't have called had they been informed, yada, yada, yada. I'm thinking B.S., lady! I told her she couldn't deny knowing because there was a motion filed for us to redeem that debt and we know it went through because we already had an amount and due date for the payoff we settled on. I pass the BK and atty info on and take a note of the call. We're scheduled to see our atty days later where I tell him about the call. He tells me that if they try to collect again, call him. Here it is....10 days after the phone call....and I get THREE different correspondences from Best Buy/HSBC today trying to collect on my acct. One was dated for July 2 and the other 2 were dated after my phone call with HSBC. I have a feeling I haven't heard the last from them. Anyway, I'm calling the atty first thing tomorrow. Just wondering what happens if he pursues this? 4 violations of the automatic stay. Too bad we already dropped off our settlement payment with the atty to pass on to them!
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