What does these papers have on them.....if they don't list who you were discharged from and how do you get a list of who you are discharged from????
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discharge papers
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Generally all scheduled debt is discharged,
excepting for:
Student Loans ( unless you filed an AP and the SL was determined a hardship)-this rarely happens BTW.
Tax debt, (unless it meets certain requirements-over three year rule, over 2 yrs since assessment, no fraud ,etc)
Any debt to which a creditor objected by AP and won and the debt was determined non dischargable.
Child support obligations.
Criminal fines and restitution (traffic fines, etc also not discharged)
All other debt is discharged if none of the above apply.
On the back of the discharge paper there will be verbage outlining typical types of debt that are not discharged.
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