Means test help

[95kindebt]

[JRScott]

Are you in default?

[95kindebt]

not on secured debt, just credit card debts

[JRScott]

I don't think you'd add any amount, the cure amount is the amount of default / 60 which would be 5 years worth of payments. If your not in default then you would just list the normal amount.

CC you don't list on the test

[95kindebt]

thanks!

[LuciluS]

I'm getting a tad bit confused as you have two posts, but that's okay

$$ amount determined on your net disposable income?? If so, no need to reply. Preparing and planning your Bankruptcy can be exciting

I have to laugh! as I cried for days last Sept. when we began our Journey towards BK. I'm waiting until DH and I are below the State Median Income which will occur using Mar - Aug. income and filing in 9/09.

Luci

PS Doesn't take too much info to confuse me today