This past Friday:
I knew our State, Arkansas, was going to be hammered by severe weather. At around 2:27 pm, TV said Funnel Cloud racing (70-80mph winds) across Hwy 64 (we live 3 blocks from 64) & will reach our city at 2:31 pm. Immediately no Power.
Linen closed was cleaned out earlier in the day, as only room without an outside wall. Horrific straightline rain & winds. Heard the 'Train a Coming'. DH grabbed our Furkid & we ran to the closet. Could hear 'stuff' flying. Then the calm. Came out of closet to find our home intact. Lost our big tree in our backyard, patio furniture scattered everywhere & some roofing shingles gone.
A/C will not run. Raised windows as the Severe Weather had lowered the temps to 70. See man on roof of house directly behind us. Lots of shingles missing & can see the black paper on her roof. DH must have a cooked meal. I refuse to leave as I knew there was more Severe Weather to come. He brought me a hamburger home.
1 am Sat. next round of storms. Power goes out for good and does not return until 2 pm. Meantime, DH takes our Frozen Meats to a friend's home who has power & buys 6 bags of ice to place other frozen/cold items in Ice chests. Just as he begins, Power is restored.
Carpet is wet in hallway. Home on concrete slab. Drain pipe to A/C is backed up. I'm able to take a clothes hanger to outside drain pipe & unclog it. Attempts to fix A/C unsuccessful using Manual. I've used 6 beach towels in attempt to 'soak up' water on carpet....still wet & I gave up this morning.
DH leaves at 4 pm Sat. to head to MI with a load of paper. By 5 pm, temp is 96 degrees outside. Have ceiling fans, stand up fan & box fan running. Went to bed around 11 pm with windows open & at 4:42 this morning Bam! Another Severe Storm. Shut majority of windows as rain is coming in. Only heavy rain, thunder & lightning.
We are Blessed to have our home intact & no injuries in our subdivision. Both of us realize it will take $$ to fix A/C. Our homeowner's insurance MAY pay for it; however, deductible is $500 & the whole State was hammered by this Weather & probably will be weeks before Adjustor would come to inspect.
My son's business is scheduled for this Wed. to repair our privacy fence as the severe weather has it leaning & planks missing all throughout backyard & double wide gate is ripped off it's hinges. He is calling a buddy today about A/C whose father owned an Heat & Air business until he had severe heart attack. Buddy was an employee. Long story..short. Business closed last year due to his mother not collecting or paying taxes. As I told DH & my son, I would rather pay someone who is probably in need of $$ as we are. DH wanted me to call Sat. for emergency repair of A/C. I told him No! He will be gone all week & I can/will be able to handle the heat until son's buddy is able to fix A/C.
Will probably have to borrow money from my Dad for A/C as temps are to range from 93-98 this week & humidity is high in AR. What's the best way to handle this transaction?
Have Dad write check directly to Individual/Company for repair? I'm about 98% sure it is the Condenser and/or Compressor. Repair will be over $600 and we are filing BK 7 in Sept. Do Not need A/C $ expense for DMI.
Yes, I could deposit Dad's check in our checking account, pay for repair & list $ as a loan. I do not want my Dad listed as a Creditor as he will be 90 yrs. old in Dec., a Worry Wart & will be devastated to know we filed BK.
Help!
Luci
I knew our State, Arkansas, was going to be hammered by severe weather. At around 2:27 pm, TV said Funnel Cloud racing (70-80mph winds) across Hwy 64 (we live 3 blocks from 64) & will reach our city at 2:31 pm. Immediately no Power.
Linen closed was cleaned out earlier in the day, as only room without an outside wall. Horrific straightline rain & winds. Heard the 'Train a Coming'. DH grabbed our Furkid & we ran to the closet. Could hear 'stuff' flying. Then the calm. Came out of closet to find our home intact. Lost our big tree in our backyard, patio furniture scattered everywhere & some roofing shingles gone.
A/C will not run. Raised windows as the Severe Weather had lowered the temps to 70. See man on roof of house directly behind us. Lots of shingles missing & can see the black paper on her roof. DH must have a cooked meal. I refuse to leave as I knew there was more Severe Weather to come. He brought me a hamburger home.
1 am Sat. next round of storms. Power goes out for good and does not return until 2 pm. Meantime, DH takes our Frozen Meats to a friend's home who has power & buys 6 bags of ice to place other frozen/cold items in Ice chests. Just as he begins, Power is restored.
Carpet is wet in hallway. Home on concrete slab. Drain pipe to A/C is backed up. I'm able to take a clothes hanger to outside drain pipe & unclog it. Attempts to fix A/C unsuccessful using Manual. I've used 6 beach towels in attempt to 'soak up' water on carpet....still wet & I gave up this morning.
DH leaves at 4 pm Sat. to head to MI with a load of paper. By 5 pm, temp is 96 degrees outside. Have ceiling fans, stand up fan & box fan running. Went to bed around 11 pm with windows open & at 4:42 this morning Bam! Another Severe Storm. Shut majority of windows as rain is coming in. Only heavy rain, thunder & lightning.
We are Blessed to have our home intact & no injuries in our subdivision. Both of us realize it will take $$ to fix A/C. Our homeowner's insurance MAY pay for it; however, deductible is $500 & the whole State was hammered by this Weather & probably will be weeks before Adjustor would come to inspect.
My son's business is scheduled for this Wed. to repair our privacy fence as the severe weather has it leaning & planks missing all throughout backyard & double wide gate is ripped off it's hinges. He is calling a buddy today about A/C whose father owned an Heat & Air business until he had severe heart attack. Buddy was an employee. Long story..short. Business closed last year due to his mother not collecting or paying taxes. As I told DH & my son, I would rather pay someone who is probably in need of $$ as we are. DH wanted me to call Sat. for emergency repair of A/C. I told him No! He will be gone all week & I can/will be able to handle the heat until son's buddy is able to fix A/C.
Will probably have to borrow money from my Dad for A/C as temps are to range from 93-98 this week & humidity is high in AR. What's the best way to handle this transaction?
Have Dad write check directly to Individual/Company for repair? I'm about 98% sure it is the Condenser and/or Compressor. Repair will be over $600 and we are filing BK 7 in Sept. Do Not need A/C $ expense for DMI.
Yes, I could deposit Dad's check in our checking account, pay for repair & list $ as a loan. I do not want my Dad listed as a Creditor as he will be 90 yrs. old in Dec., a Worry Wart & will be devastated to know we filed BK.
Help!
Luci
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