We are currently using two banks. Bank#1 holds our first and second mortgages. Bank #2 is where my paychecks are direct deposited, PLUS I have two maxed out lines of credit through them that I will probably include in BK. (Hoping for chapter 7)
So, I know we need to find another bank that won't have any credit activity of ours. We have a credit union here, and of course numerous other banks.
Is there any problem with using the credit union for our basic checking account and to have my checks deposited? Some people here seem to NOT like credit unions. Why?
We do plan to keep the house, so would it be OK to just use Bank #1 for everything, or is there the chance that they would freeze our accounts once we file since we have our mortgages there?
So, I know we need to find another bank that won't have any credit activity of ours. We have a credit union here, and of course numerous other banks.
Is there any problem with using the credit union for our basic checking account and to have my checks deposited? Some people here seem to NOT like credit unions. Why?
We do plan to keep the house, so would it be OK to just use Bank #1 for everything, or is there the chance that they would freeze our accounts once we file since we have our mortgages there?