I have my mortgage with Beneficial and a personal line of credit with them as well. I have had one appointment with an attorney and she mentioned cross collateralization. Even though the LOC had no collateral, they may not let me reaffirm on my house if I do not agree to pay the LOC. It is 17k and VERY high interest. Does anyone have any experience with Beneficial. I want to keep my house.
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Cross collateralization
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