Oh what a night!!!
NCO called and I answered the phone to pass on my atty's name & number.
I found out that they were calling about a checking account that was closed with a negative balance.
I had been back & forth with the bank requesting the acct to be closed. That I would honor the checks that I did write. Various debits came through my account (after talking to creditors to no use this acct anymore) and all the items were returned NSF with $35 fee. Well over $1,200 worth of fees later they close the account with a negative $ 1,700.
I am still willing to paythe $500+ to honor my obligations. No one wants to make the deal.
The collection girl was totally understand and knew exactly what I was saying and agreed but needed to get okay from supervisor.
So, as the "supervisor" got on the phone with the nastiest remarks of "cleaning up my mess for me, he is willing to slide a deal of letting me pay only $1,000". He went on with other not so nice comments.
I told him either take the$500+ or talk to my lawyer.
The first one I talked to said it was not reported to Chexsystems. The guy supervisor said it was already reported.
So......uggghhhh. Why did I bother to answer the phone?
Okay, done venting, carry on.
Have a good night
NCO called and I answered the phone to pass on my atty's name & number.
I found out that they were calling about a checking account that was closed with a negative balance.
I had been back & forth with the bank requesting the acct to be closed. That I would honor the checks that I did write. Various debits came through my account (after talking to creditors to no use this acct anymore) and all the items were returned NSF with $35 fee. Well over $1,200 worth of fees later they close the account with a negative $ 1,700.
I am still willing to paythe $500+ to honor my obligations. No one wants to make the deal.
The collection girl was totally understand and knew exactly what I was saying and agreed but needed to get okay from supervisor.
So, as the "supervisor" got on the phone with the nastiest remarks of "cleaning up my mess for me, he is willing to slide a deal of letting me pay only $1,000". He went on with other not so nice comments.
I told him either take the$500+ or talk to my lawyer.
The first one I talked to said it was not reported to Chexsystems. The guy supervisor said it was already reported.
So......uggghhhh. Why did I bother to answer the phone?
Okay, done venting, carry on.
Have a good night
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