This is all new to me and really I've only started really considering this (BK) as a nescessary reality for myself / us
. Is there a different "general rule" for a length of time you can file on cash advances as opposed to using the cards for purchases? We had to take cash for living expenses as my girlfriend was laid off and I, at the same time, took a job making less $$ than I was accustomed to. We have two small children living in the household as well and basically used the cash to get by over the last year. We're looking at 3 accounts basically 66k all unsecured debt? Will I need to wait longer to file a Chapter 7 based on the fact it was all cash or should 9-12 months be long enough? All of the debt is in my name and we are not married. With an income of around 40k and the mortgage in my name only (around 200k which we should be able to keep thanks to some help from my family) do you see any big problems with my filing? Thanks in advance!
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