Waiting to file leaves me in a position of being or at least feeling helpless. Doing little things each day to gain control feels good. Once the BK is done, I want to be very wise about credit decisions. I don't want creditors to come to me, trying to lure me with predatory tactics. If and when I borrow again, I want it to be initiated by me. That is why I decided to Opt-Out of prescreened offers - yes, despite my financial mess, I still get them. (Proof that creditors have lost their freakin minds.)
It was a simple automated call and took care of all three credit bureaus at once. I got the information at the Federal Trade Commission website. Here's the link: http://www.ftc.gov/privacy/protect.shtm
So there's just one more little thing I did today to help myself.
It was a simple automated call and took care of all three credit bureaus at once. I got the information at the Federal Trade Commission website. Here's the link: http://www.ftc.gov/privacy/protect.shtm
So there's just one more little thing I did today to help myself.