Was hired- even with the BK

[SubPrimeME]

Just thought I'd let people know that even with a background check- pulling my credit, I sailed through the interviewing process, and not once was the BK mentioned, just if I commited a crime in the last 10 years!

I think BK's aren't as harsh these days as maybe they once were.... Anyways, for those of you looking for a job post BK, just know that there is hope!!!

(I am in the IT industry- so maybe they didn't care)

[AngelinaCat]

Congratulations!!

[ready2puke]

Good Job...no pun intended...lol very happy for you

[Flamingo]

Great news - it's mostly in the financial sector or if one is involved in being bonded or handling cash, checks or having access to other folks' credit or bank accounts that job seekers with a BK on their records may run into a problem. Also, executives in a higher position with a company.

[Gerry]

Wow, congrats!!

[Nicollette]

Just thought I'd let people know that even with a background check- pulling my credit, I sailed through the interviewing process, and not once was the BK mentioned, just if I commited a crime in the last 10 years!

I think BK's aren't as harsh these days as maybe they once were.... Anyways, for those of you looking for a job post BK, just know that there is hope!!!

(I am in the IT industry- so maybe they didn't care)

Congratulations!!

[dingdong]

Congratulations!





Great News! ( We like that!)

[HHM]

I think BK's aren't as harsh these days as maybe they once were

BK's were never really harsh, this whole idea that BK means you can't get a job is more myth than reality...as you found out.

[SubPrimeME]

BK's were never really harsh, this whole idea that BK means you can't get a job is more myth than reality...as you found out.

Yes- I believe that it is a conspiracy theory- brought to you by the credit card companies, as they want to paint this picture that if you screw them that you will be haunted for the rest of your life.

I mean think about it, why do we need credit? Really, why? TO go into debt, and pay some crazy interest rate?

I seriously think that the mob and chase are one in the same.

[JRScott]

Yes- I believe that it is a conspiracy theory- brought to you by the credit card companies, as they want to paint this picture that if you screw them that you will be haunted for the rest of your life.

I mean think about it, why do we need credit? Really, why? TO go into debt, and pay some crazy interest rate?

I seriously think that the mob and chase are one in the same.

Yes the CC companies have tried to make bk look as bad as possible to create fear so folks will pay them.

See now we could easily solve many of these problems if we just outlawed usury. Instead just a flat upfront fee, no interest. You'd see a lot better steady income for businesses and folks would know exactly what they are getting into up front. Now wall street and others don't want this because then you eliminate the highs and lows which is where they make their millions.

[relief13035]

I am so happy for you. I too, was hired after a credit check had been done. I asked for a copy of the report because I wanted to see what the employer looked at. The BK is post loud and clear. Mine was smack dab in the middle of the report. There is NO WAY they could miss it, and I was still hired.

There is HOPE for us.

[Flamingo]

Yes- I believe that it is a conspiracy theory- brought to you by the credit card companies, as they want to paint this picture that if you screw them that you will be haunted for the rest of your life.

I mean think about it, why do we need credit? Really, why? TO go into debt, and pay some crazy interest rate?

I seriously think that the mob and chase are one in the same.

Unfortunately, you need to consider yourself lucky. What occurred with you does not happen witih everyone who applies for a position with a BK on their record. It all depends on the position, the company and other factors. It has nothing to do with the credit card companies it's how one is viewed by employers as to how they handle their finances or personal lives and that is why credit and background checks are done. Granted, filing BK does not have the same stigma as having a felony on one's background check but if there are financial dealings the new employee would be involved with, it can work against the applicant. I am just being open and honest here. I can guarantee that Chase or any other outfit has nothing to do with our company hiring practices!

[lalap123]

I also think it probably has something to do with timing...if you are lucky enough to be far and away the best applicant then they probably won't hold the BK against you. But, if they have two or three applicants that are in close competition I bet you they would choose to hire the one without the BK. Just my two cents worth.

[robivi3]

My wife had to submit a letter and that was it. She has an excellent job with the State. I am very happy for you, congratulations!

[SubPrimeME]

Yes the CC companies have tried to make bk look as bad as possible to create fear so folks will pay them.

See now we could easily solve many of these problems if we just outlawed usury. Instead just a flat upfront fee, no interest. You'd see a lot better steady income for businesses and folks would know exactly what they are getting into up front. Now wall street and others don't want this because then you eliminate the highs and lows which is where they make their millions.

Yes, exactly. That's why the movie 'Boiler Room' is eerily what it seems like in the 'real world'.