Timeframe for new checking account

[bumpruptcy]

Hi. Filed a chapter 7 bankruptcy back in January. Did the 341. Was told by my lawyer that my husband & I will not be allowed to continue banking at our credit union as the credit union will lose $10K d/t our bankruptcy (Visa Card obtained through them will hopefully be discharged). Bummed about that, but completely understand their reasoning. Anyone know when we can try to open a checking account with a new bank or credit union? Will this be difficult? Any recommendations? Thanks.

[AngelinaCatHub]

First, have you even attempted to open a new account? Need more info. 'Hub

[walkthaplank]

After reading all of the info on this forum, my wife and I opened a new account at a bank that we have no credit accounts with. I did it online in a matter of a few minutes. Of course we haven't filed yet, just getting ready, so I don't know how the BK affects being able to open a checking account or if it does at all.

[BK2008]

BK had no effect on opening checking accounts. I opened 2 after BK (not tied to anybody that was included in my BK).

I think the banks run Chexsys or the other check clearinghouse to see if you have any bad checks that were never made good. I've never had a bank run my credit report for the purpose of opening an account.

[walkthaplank]

I ran my credit after I opened the account in prep for BK and found inquiries on all three from the new bank where I opened the account. I don't know if it was meant to check my credit or to just verify I was who I said I was. They asked me to verify stuff on my credit report (previous addresses and employers) in the process of opening the account.

[dgjmj]

I ran my credit after I opened the account in prep for BK and found inquiries on all three from the new bank where I opened the account. I don't know if it was meant to check my credit or to just verify I was who I said I was. They asked me to verify stuff on my credit report (previous addresses and employers) in the process of opening the account.

May I ask what bank is that?