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    How Long ?

    Can anyone give me a general idea how long I may have until the unsecured creditors come at me with serious legal action type stuff ?
    Thanks

    #2
    Who knows? It may be a few months or, it may be years or, never.
    Just depends on the creditor and if they think you have any assets they can recover.
    In general, you should have 6 months or more.

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      #3
      I had to wait to file chapter 7 to get the income down.
      That wait was some 4 1/2 months and I was making no payments during that time.
      Lots of threats, but no action. I do think a couple were getting ready when I filed last week though.

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