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Why Are all who file Bankruptcy viewed alike?

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    Question Why Are all who file Bankruptcy viewed alike?

    Each person who files bankruptcy is different. Our lives are different, our reasons are different, our situations are different, yet when it comes to starting over, all people who hear the word Bankruptcy immediately start judging. Its sad really, because without knowing us, how we got here, what was involved, all cases of bankruptcy should be judged individually.

    People always think they know you. If I.m wrong, somebody out there please tell me a positive story involving bankruptcy and filing.

    #2
    I have 2 friends who have each filed twice. Honestly, I never judged them. At times I envied the fresh start and the ease with which they handled it. They were so open and candid about it all.
    The bottom line is, for us, we made dumb business decisions from the get go in our marriage and I had my head in the sand as to the severity of it all.
    I feel guilt and judgment on myself...like I've failed as a grown up. Hmmm....can you see both the Catholic AND Jewish influences in my attitudes?
    The day we decided it was wise to explore bankruptcy, we realized the creditors were not playing fair anymore. Interest rates were doubled and tripled on cards. With the rules changing,we decided we'd be happy to forfeit the game. Arianna Huffington has been blogging about this. I'll see if I can find the links.
    I care what (some) other folks think. I won't share this with them. Banks, future creditors... I could care less. So long as we can keep our house and the one car we own, I don't ever need credit again. We are already paying cash for everything now.
    7/27/09 Filed Chapter 7
    9/3/09 341
    11/3/09 Discharge Date

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      #3
      Becuase they've never been in a situation like ours. I never thought I would be a person that would file for BK, but here I am. I didn't plan it to happen this way, but the cards fell where they did. I think people in general like to judge on many different topics. Not my problem...
      Filed Chapter 13 05/23/08
      Converted to Chapter 7 Jan 2012
      Discharged April 2012

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