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Why does it always seem that the minuite you think you'r doinkg ok..

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    Why does it always seem that the minuite you think you'r doinkg ok..

    you get another bill that you weren't expecting. I had surgery last Sept and had to pay 500 out of pocket for my portion. I had complications from the surgery and had to be readmiitted to the hospital just one day after I was discharged. I just got a bill from the hospital yesterday saying the I owe them another 500 because of the readmitiance. What a jip!!
    Filed Chapter 13 05/23/08
    Converted to Chapter 7 Jan 2012
    Discharged April 2012

    #2
    I hear you...

    I'm in the same boat. Since early January I've spent $1200 on medical and dental issues and right now I still owe my dentist another $1,000. I'm praying nothing else happens until I can get that paid off.

    Here in Fla. it costs about $3,500 to file Chapter 13... at the rate I'm going I will be lucky to have that amount saved by Christmas!

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      #3
      Originally posted by chloe0724 View Post
      you get another bill that you weren't expecting. I had surgery last Sept and had to pay 500 out of pocket for my portion. I had complications from the surgery and had to be readmiitted to the hospital just one day after I was discharged. I just got a bill from the hospital yesterday saying the I owe them another 500 because of the readmitiance. What a jip!!

      Don't pay it.
      Well, I did. Every one of 'em. Mostly I remember the last one. The wild finish. A guy standing on a station platform in the rain with a comical look in his face because his insides have been kicked out. -Rick

      Comment


        #4
        Originally posted by chloe0724 View Post
        you get another bill that you weren't expecting. I had surgery last Sept and had to pay 500 out of pocket for my portion. I had complications from the surgery and had to be readmiitted to the hospital just one day after I was discharged. I just got a bill from the hospital yesterday saying the I owe them another 500 because of the readmitiance. What a jip!!
        Talk to your insurance company. If you were discharged and then readmitted one day after for the same problem I would think there shouldnt be another copay/deductible.
        pa308 (equifax fico 6-21 471) 594 on 3-09 671 7-09
        filed ch7 6-12
        341 7-25
        Discharged and closed 9-24

        Comment


          #5
          Originally posted by chloe0724 View Post
          you get another bill that you weren't expecting. I had surgery last Sept and had to pay 500 out of pocket for my portion. I had complications from the surgery and had to be readmiitted to the hospital just one day after I was discharged. I just got a bill from the hospital yesterday saying the I owe them another 500 because of the readmitiance. What a jip!!
          Your insurance company may deny it and you will not be responsible since it was from complications. Call your insurance company for their input.
          _________________________________________
          Filed 5 Year Chapter 13: April 2002
          Early Buy-Out: April 2006
          Discharge: August 2006

          "A credit card is a snake in your pocket"

          Comment


            #6
            Thanks Flamingo. I was planning on calling them to talk about it, but I always seem to get notifications like these on the weekends. Always make you have the whole weekend to think about it.
            Filed Chapter 13 05/23/08
            Converted to Chapter 7 Jan 2012
            Discharged April 2012

            Comment


              #7
              I'd call the insurance and put up a fight on this issue. Seems that the 2 admissions should be related and could be waived.
              Chapter 7 filed 10/21/2008
              341 - 11/26 went smooth NO ASSET
              Took 115 days after 341 - But Finally DISCHARGED 3/25/09

              Comment


                #8
                I will answer your philosophical question:

                Cause life sucks, then you die. Lol.

                PS- I don't mean to be the PC police, I'm saying this more cause I love language and linguistics... The word jip (actually GYP) came about as a derogatory term toward gypsys. Sort of like saying "n-gg-r" back in the 1800s! There ya go, I taught you something "new."
                Read the Blog: My Personal Experience With Bankruptcy

                Comment


                  #9
                  So the hospital told me that is was the second deductible for the readdmission a day later to the hospital. They told me to call the insurance. Insurance said sorrry, that's the way it works.

                  So I called the hopsital back ( by this time I am very upset) and ask them how long I have to pay it back. They say 12 months is the max. I say fine $50 a month for 12 months.

                  This is nuts. So it;s a total of $1100 out of pocket this year for a surgery I had last year!!!!!!!!!!
                  Filed Chapter 13 05/23/08
                  Converted to Chapter 7 Jan 2012
                  Discharged April 2012

                  Comment

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