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    You are not alone! Remember that!

    I just felt the need to leave this post as I am sitting here on my Saturday night preparing BK petitions for our clients. The people who are out there feeling bad about filing, feeling as if they have failed. Cheer up, have a drink, watch a movie, don't worry about it anymore.

    BK has become the only option for so many people that our office is beyond overwhelmed right now. I am even working on a Saturday night to keep up.

    Don't feel alone or depressed about it, I am sure that a good portion of your community are in the same situation as you right now. Some don't even know how bad it has gotten for them yet. You are ahead of the game if you are already here on this forum discussing it, even if you haven't filed yet or don't know what your are going to do.

    Chin up, what doesn't kill us makes us stronger.

    #2
    “T”, this is what my mantra has been. Apparently you are in this business, but I agree big time as I see multitudes of BK’s. If I were still able to be employed, or younger with incite, I would pick BK as my lawyering profession. They will (other than Govmnt Jobs) be a viable occupation. I fear our near future. 'Hub
    If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.

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      #3
      Our near future scares the crap out of me. Sure I will have a job for a while, but this trend won't last forever. I am praying for a dramatic change in this current economic crisis, what is going to happen remains to be seen. It is quite scary.

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        #4
        That was a really nice post. I find myself driving around thinking I have this dirty little secret, and if people knew, even my family, they would be disgusted!!!

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          #5
          You would be surprised how many of them are probably in the same/similar boat but don't realize it yet. You don't have a dirty little secret, you just made a wise business decision. You knew when to say when so you are ahead of the game and on your way to financial recovery.

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            #6
            Very thoughtful 'thread' Tbornetun! Had I just been able to sell my home last year, I would NOT even be considering BK7. But such is life and I have to consider all avenues at this point in my life .

            Now I also really need a job and would love to help others in this same predicament. Can you tell me whether you feel there's a way for someone without a law degree or a legal background to find work in your field? I would probably expect to be filling out forms, receptionist duty, research, etc. I saw a 20 yr old when I went for my free consult with an Atty, so I'm thinking that it may be really tough to find what I'm looking for, especially when I'm NOT 20 any more (lol) !!!

            I've considered Credit Counseling as a career also, but it justs seems too "scammy" to me. I don't mean to veer off topic, so THANKS again for your kind words of encouragement!!

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              #7
              its sort of like standing on the gallows with a good friend on each side of you.... just kidding!....

              actually i didnt realize so many people were hurting.... it makes my situation sort of a walk in the park!

              it was an eye opener for me... when at my age, i had to move a house full of furniture by myself, i realized i only had "fair weather" friends, aka coffee buddies...one guy did loan me his trailer though.. reality check!
              "it looks like i picked a bad day to give up sniffing glue"! [McKroskey, airplane]

              Comment


                #8
                Originally posted by Tbornetun View Post
                I just felt the need to leave this post as I am sitting here on my Saturday night preparing BK petitions for our clients. The people who are out there feeling bad about filing, feeling as if they have failed. Cheer up, have a drink, watch a movie, don't worry about it anymore.

                BK has become the only option for so many people that our office is beyond overwhelmed right now. I am even working on a Saturday night to keep up.

                Don't feel alone or depressed about it, I am sure that a good portion of your community are in the same situation as you right now. Some don't even know how bad it has gotten for them yet. You are ahead of the game if you are already here on this forum discussing it, even if you haven't filed yet or don't know what your are going to do.

                Chin up, what doesn't kill us makes us stronger.
                Thank you for this post!! When we finally came to our senses and realized that not only had income been reduced, but all of the financial mistakes of living beyond our means came to a head at the same time. We felt like the lowest of low and were deeply ashamed. It is sad that so many people are struggling right now. You make a good point. This is a business decision. And after making mistakes, struggling and then hitting rock bottom, filing was the best thing for us and a hard lesson learned. I cannot stress how important it is to make sure and take care of yourself - especially if you have little ones depending on you. Life does get better. Thanks again for your post!

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                  #9
                  Originally posted by Regrets View Post
                  That was a really nice post. I find myself driving around thinking I have this dirty little secret, and if people knew, even my family, they would be disgusted!!!

                  I kinda like having a "dirty little secret". Makes me feel like a rebel.
                  Chapter 7 filed 10/21/2008
                  341 - 11/26 went smooth NO ASSET
                  Took 115 days after 341 - But Finally DISCHARGED 3/25/09

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                    #10
                    The title of this thread jogged my memory. We sure as heck aren't alone and have never been alone. This is from 03.



                    BANKRUPTCY BY THE NUMBERS

                    ED FLYNN Executive Office for United States Trustees (1) [email protected]

                    GORDON BERMANT Burke, Virginia [email protected]

                    Comment


                      #11
                      Originally posted by relief13035 View Post
                      I kinda like having a "dirty little secret". Makes me feel like a rebel.

                      LOL

                      "Party like a rock star and live like a pirate"
                      "I'm old enough to know better, but too young to care"
                      Filed Chapter 7 January 25th 2010
                      341 Hearing March 4th 2010
                      Discharged May 10th 2010

                      Comment


                        #12
                        Thank you so much for starting this thread. Has helped to make me feel so much better.
                        Much thanks for all the support and information I receive on this forum.
                        Chapter 7 filed 11/21/2008
                        341 Meeting 01/05/2009
                        Discharged 03/06/2009

                        Comment


                          #13
                          Me, too...I think I wouldn't be so damn depressed if the bankruptcy was just over and done with...instead of hanging over my head. I guess having an "effortless" case would be too much to ask. But I *am* discouraged. I've been trying for 13+ years to take care of my daughter alone, and I guess I didn't really do it successfully. And I'm TIRED. Damn tired.

                          Comment


                            #14
                            Thanks for the post...
                            Finding this site has really been a lifesaver for me. I now know that I'm not the only one going through this...
                            May 2008 Hired 1st Attorney/Stopped paying CCs
                            May 21, 2009 Retained 2nd Attorney
                            May 28th - Filed for Ch 7 (FINALLY!)
                            9/11/09 - DISCHARGED!!!!

                            Comment

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