What happens to major appliances when you let house go?

[Riley]

I finally found an attorny that I felt comfortable with. The first couple that I talked to and met did not give me a secure feeling. I have given him the retainer fee and can finally start forwarding all creditors calls to him..Yippee!

I do have a quick question though that I forgot to ask him..

I am planning on letting my house go and move into an apartment or rent a condo. I am slowly going to begin packing all the un-needed items so that whenever we have to move we are ready... But what about the washer and dryer, refridgerator, and stove? Am I able o take those with me when I move and maybe sell for extra money or is it expected that those items stay with the house?

[Mi Bankruptcy]

You should be able to exempt them and keep them. I would call or email your attorney and ask if you can sell them before you sell them. If your an asset case the trustee may want to sell them since your giving up the home( I doubt it though). You also didn't let us know if you used a credit card to purchase these items( they may be secured)?

[Riley]

Thanks- I am a no asset case. I have nothing except debt :-0 LOL

They are all older. Ive been in the house 8 years. Fridge was paid in full from scratch and dent store. I cant even remember where I got the washer and dryer and the stove came with the house.

Thanks for the info. I will def follow up with the attorney.

[AngelinaCat]

I would feel safe taking the washer and drier. However, a stove and refrigerator are almost always expected to go with the house.

I have a friend that had a nice older home that she tried to convert into a bed & breakfast. It didn't work out and she ended up having to sell. Fortunately this happened about 5 years ago before the current housing slump. Anyway, as part of her decorating for the B & B, she purchased a very expensive antique appearing stove and refrigerator--we're talking about 1K per item. When time came to sell, she had to leave the stove and refrigerator. She had planned to take them, but no, she had to leave them as part of the 'house package.'

Good luck to you.

[Mi Bankruptcy]

You can go both ways, the property is what's being foreclosed or what your letting go. I bought my home at a estate sale and had to buy everything new. My biggest concern is whether you purchased these items with a credit card.

[magyar123]

If you bought all those appliances by yourself they're yours. Take them. You're giving up your house/building - not what's in it - unless those appliances are about to completely breaak down.

[Riley]

Im thinking I should be able to take them. Even though they are far from new I would still be able to get a few hundred out of them. The washer and dryer I will need no matter what. The stove and fridge I would sell. All are paid for and were not put on credit.

I will check with the attorney and let you all know what he says.