Hello! My husband and I are planning on filing for Ch 7 Bankruptcy. We rent an apartment at the moment, and own a 95 Corsica and 04 Cavalier free and clear. Combined we owe $26,000 in unsecured credit card debt. I am currently being sued by my landlord from college last year along with the 4 other girls I lived with (long story) for $12,000 (WAY more than the rent I supposedly owed!) and also being sued by my college for $5100 in unpaid tuition (not in a student loan, just my student account). Also, two of my husband's credit card companies (Washington Mutual and Chase) are trying to sue him now, too. We just filled out an application for a new house to rent with a friend as a roommate to cut costs and are hoping we can get approved for that (our friend has good credit). Our lawyer said that once we get a new place to live, we can just include the unpaid rent from our current lease (in our $700/mth 1-br apt) in the bankruptcy. I have been unemployed since September and get approx. $200/wk unemployment and my husband works at the college I went to, making about $17,000/yr. Anyway, my 3 biggest concerns are:
Can we actually include the rest of the money owed in our current lease (which would be up in May 09) in our bankruptcy filing?
Can I include the $12,000 from the former landlord's lawsuit in the bankruptcy?
Can I include the $5100 from the University in the bankruptcy since it isn't a student loan? And if I do that, would I still be able to finish my degree there?
Thanks for any thoughts and input!
Can we actually include the rest of the money owed in our current lease (which would be up in May 09) in our bankruptcy filing?
Can I include the $12,000 from the former landlord's lawsuit in the bankruptcy?
Can I include the $5100 from the University in the bankruptcy since it isn't a student loan? And if I do that, would I still be able to finish my degree there?
Thanks for any thoughts and input!
Comment