So how many in here would rather get in line at Walmart, Best Buy, or Circuit City , etc.. to buy family presents for the Black Friday (11/28/08)... coming soon to the stores near you... please raise your beautiful hands!?
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how are you guys affording xmas presents this year?
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The older I become, the less Christmas becomes a "material" giving event. With the exceptions of my daughter (limited myself to $50 spending,) and some restaraunt/movie certificates for my 80 year-old parents, I will open up the house I rent to family and friends. My roommate has agreed to the same. I am currently living in a house of a colleagues who is away from the area for 1 - 2 years. I cover the taxes, insurance, and minor repairs, etc. I found a roommate who provides all the furnishings as I own absolutely nothing except some clothes, old pairs of telemark skis and a mountain bike. The house is beautiful, and plenty of room to put up out-of-town guests. I'll furnish Christmas dinner, in addition to accepting the extremely large water/gas/electric bills that come with inviting 8 - 10 people into the hosue for 7 - 10 days. This is an unspoken gift, but nearly anyone who has had guests during the holidays knows the utility costs of additional people in a home for 7 - 10 days. We will go on walks, ice skating, cross country skiing, and just hang out. I'll spend 1 - 2 days volunteering for community work of some kind. This is not just for some altruist reason. Part of it is my sense of guilt for thinking selfishly these past 50+ years. I moved to an attitude of a celebration of family, friends, and health last year. It was one of the greatest Christmas' I've experienced.
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Originally posted by ekorB View PostI'm going to make a DVD slide show of all the pictures I have stored on my PC. Easy to make, easy to ship. The hardest part is sorting through the thousands of pics I have.
I think your idea is pricesless.
ep
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Originally posted by BKOnce View PostSo how many in here would rather get in line at Walmart, Best Buy, or Circuit City , etc.. to buy family presents for the Black Friday (11/28/08)... coming soon to the stores near you... please raise your beautiful hands!?
I haven't been to a black friday in 20 years at least but they are opening at midnight this year and I just might do it...I need clothes and a bed badly. But I hate shopping and wonder if it will be as crowded at that time as it would be at 6 in the morning...oh probably, huh....sigh.....
ep
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Luckily, the trustee didn't take our Stimulous check. So I'm dedicating a portion of that to Christmas. The other portion is going in my savings account.
I told family I don't have the money this year to spend. DH hasn't been getting many hours at work. If the hours are cut any more we're going to be seriously hurting. So right now, I'm trying to put as much as I possibly can in our savings account.May 5, 2008 - Filed Ch7
June 13, 2008 - 341 Meeting
August 12, 2008 - Last day for objections... August 18, 2008 - Discharged!
August 26, 2008 - CASE CLOSED!
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Originally posted by Tbornetun View PostLast year I was so pissed off at "Christmas", if you can even call it that anymore.
I didn't buy anyone any gifts. I had plenty of money to do so but chose not to.
I made fudge, carmel popcorn, etc.
Crocheted scarves for my sisters.
Made a bunch of crafty ornaments with the kids.
Then I made up gift boxes for each family. I wrote everyone a nice letter which explains that I am sick of the greed fest the Christmas has become and this year our family decided to give gifts that come from our heart. The entire family took a really good look at what has become of Christmas and actually thanked me for the reality check moreso than the "gifts" which they really enjoyed.
In fact, because of my rebellion last year, this year we are not exchanging gifts at all. We are each going to get the kids one gift from each family, then spend Christmas doing what we used to do a long time ago, celebrating the birth of Christ.
Good for you! Back to the basics and what is important. Sounds like you have a great family and I hope you have a wonderful Christmas!Filed Ch 7 -- July 9, 2008
341 mtg ---- August 14, 2008
Discharged ---- October 17, 2008
Closed --------- December 11, 2009!
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Originally posted by epiphany View PostI haven't been to a black friday in 20 years at least but they are opening at midnight this year and I just might do it...I need clothes and a bed badly. But I hate shopping and wonder if it will be as crowded at that time as it would be at 6 in the morning...oh probably, huh....sigh.....
ep
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We have been setting aside some money for Christmas. Mainly all that gets bought for is my three children. I may try to squeak out some money to buy my wife a little something. We bought my daughter a used laptop computer off Ebay for about half the price of a new one ($280), and she is going to be thrilled. My oldest son did very well last year, so he already knows that he won't be getting much.
We have tried to plan ways to make the whole season more fun and memorable. Baking cookies with the kids on one weekend... playing games on the weekend nights during the season... making crafts... you know, that type of thing.
But, back to the question... how am I going to afford it? Basically, I have cashflowed it with money from my pay, since the first of October. December has an extra week in it as well, if I need some more, but I shouldn't.Filed 8/08 - Discharged 11/08! Not tracking FICO.
Pre-Bankruptcy Net Worth: -$72,000... Today's net worth: $142,000.
If your FICO score just went higher than your net worth, and you are happy about this, you might have a financial problem!
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Originally posted by epiphany View PostThe bestest Xmas gift I have gotten in the last few years was a DVD of tons of photos from when me and my brothers were kids. My Dad spent hours and hours throughout the year converting them from old 60's and 70's photographs. I am so grateful to have that and I know what kind of work and thought went into it.
I think your idea is pricesless.
epMay 5, 2008 - Filed Ch7
June 13, 2008 - 341 Meeting
August 12, 2008 - Last day for objections... August 18, 2008 - Discharged!
August 26, 2008 - CASE CLOSED!
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