Just go this from my lawyer

[anime-chicka]

And I'm wondering if anyone has heard this:

I finished your calculation, your combined annual income is approx $9,000 more than what I calculated when you first came in, but you still qualify for a chapter 7. Your are $160 above the threshold to a chapter 13. It might be that the us trustee office reviews your case. they sometimes do this in above median cases. I will let you know before we file, within the next few days.

Is it a huge deal if a US Trustee looks at the case? I don't want to panic about it beforehand only to find I had nothing to worry about.

For the record, I am filing for myself only and live in Missouri; husband is not filing with me. I am looking at a Chapter 7 because even after I pay all my necessities and groceries, I'm lucky if I have 10 dollars till the next payday. It's about the same way for my husband as well.

I'm actually glad he's going to be filing within the next few days as I will probably have that much left in my checking account.

[mmenz22779]

Randon audit, just like IRS, or you may need to prove yoru expenses,

Me i have 1800 in daycare that stands out like a red flag, but if they question it i have recipts to prove that they are in daycare.

If they do review the case they are just looking for that abnormality. As long as no funny buisness is happing you are fine.

I am 35000 over the medium but still pass due to my expenses,

daycare is the biggie for me.

[AngelinaCatHub]

No one could have made more mistakes than us. No UST ever asked and our Trustee was more than willing to compromise and yes it cost us a bit, but worth it. 'Hub

[anime-chicka]

I got a call yesterday from my lawyer's office asking me how much was in my bank accounts, so I know the filing either happened yesterday or will happen today. She did mention that there might be things like the US Trustee (so it is most likely going to be that rather than a local one) looking into SO's car payment and whatnot.

Then I find out last night that apparently he'd gone and paid off the loan with Wachovia and took advantage of a credit card he and his dad have joint ownership on with a lower BT interest rate than that of the loan (4.9 vs 9.9%). I didn't know this at all, and figured he'd been still paying Wachovia. So now I don't know how this is going to look. And it's making me even more nervous that I'm going to get into trouble for not knowing and looking like I'm commiting fraud or something.

We got into a huge fight where SO said that how could I be responsible for what he did, and that he had to get the lower rate because if he didn't, he wouldn't be able to pay the first mortgage on time, as e.

Is this really going to be a problem? He has the bill of sale and all that showing the car is solely his and he said that he can access the statements showing he's made the payments himself. He's more than willing to provide everything and anything I need (after my doctor told him to stop aggrivating and arguing with me over stuff that I needed because he wasn't helping my blood pressure any; I love my doctor).