On the surface things are good
Underneath Chaos
My bills are getting paid every month.....barely. But I have income coming in that is keeping me afloat from my Military GI bill I use to go to college.
That ends in March when that happens.....I am going from circling the drain to falling in very quickly.....I just have too much debt. Me and my wife both work but she has taken a huge pay cut over the past year and is barely making minimum wage (she is a table games dealer at a casino....went from making $800 plus a week to more like $300 people are just not tipping because the economy is so bad)
So anyways......this is the question. Is there anything wrong with using my credit cards (unsecured) to pay off my HELOC (secured) so when I do have to finally file for BK I dont have as many bills remaining that I HAVE to pay (I want to keep my house)
Underneath Chaos
My bills are getting paid every month.....barely. But I have income coming in that is keeping me afloat from my Military GI bill I use to go to college.
That ends in March when that happens.....I am going from circling the drain to falling in very quickly.....I just have too much debt. Me and my wife both work but she has taken a huge pay cut over the past year and is barely making minimum wage (she is a table games dealer at a casino....went from making $800 plus a week to more like $300 people are just not tipping because the economy is so bad)
So anyways......this is the question. Is there anything wrong with using my credit cards (unsecured) to pay off my HELOC (secured) so when I do have to finally file for BK I dont have as many bills remaining that I HAVE to pay (I want to keep my house)
Comment