very small cc purchases within 60 days

[PoorAnnie]

We made very small cc purchases within the last 60 days (July 08) on a couple of cc's only $5-40 for gas, food. We really want to file soon so even though these are small purchases should we still wait?

[JRScott]

Generally small charges like that are not a problem. Mostly it is big purchases that they are looking for. I would stop using the cards though.

Many lawyers like to wait 90 days from last use, but some are willing to file so long as the charges are small. Take a copy of the statements with you so he can look over them and see if he thinks they'll be a problem.

[Cali]

I agree with JR, stop using the cards.

Are you still paying on the cards?

[PoorAnnie]

Yes, we have stopped using the cards, last use was in July 2008 for very small amount under $40. We are one month behind on all of our credit cards because there was just no way to pay them.

[jtrenton]

The best thing to do is stop using the cards.

[Cali]

The amount wasn't anything to worry about but it is always better to not use them at all.

Good luck to you!

Yes, we have stopped using the cards, last use was in July 2008 for very small amount under $40. We are one month behind on all of our credit cards because there was just no way to pay them.