Don't do it!
Do not go to a debt settlement company. I, too, thought it would be a great idea. Guess what, because of the debt settlement company, I was forced into filing chapter 13! Danger signs should flash in front of your eyes when considering doing that. I could have already had a year paid into a chapter 13 plan if I had done that in the beginning. Going to one of those companies caused me to go into debt further for $10,000 waiting on them to negotiate with my creditors.
Do not go to a debt settlement company. I, too, thought it would be a great idea. Guess what, because of the debt settlement company, I was forced into filing chapter 13! Danger signs should flash in front of your eyes when considering doing that. I could have already had a year paid into a chapter 13 plan if I had done that in the beginning. Going to one of those companies caused me to go into debt further for $10,000 waiting on them to negotiate with my creditors.
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