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    #46
    Well Said. I like you two.
    "You can never get enough of what you don't need to make you happy."
    6/16/08: Attorney approached lenders to surrender old home
    8/26/08: Met w/attorney RE: filing BK
    9/29/08: Filing Chapter 7

    Comment


      #47
      Originally posted by Frogge View Post
      Well Said. I like you two.

      I do too! And Mr. Cat...I think you are a big 'ol "ham".....
      May 2008 Hired 1st Attorney/Stopped paying CCs
      May 21, 2009 Retained 2nd Attorney
      May 28th - Filed for Ch 7 (FINALLY!)
      9/11/09 - DISCHARGED!!!!

      Comment


        #48
        As in everything - there is also humor in marriage, divorce, and even bankruptcy if you "lighten up"....... Even though very serious things in our lives, we can often see the humor in it all later......

        And yes, children SEE LOTS OF THINGS - most don't miss a trick...... and sad part is a lot of times they really don't understand what's going on, but they know something is wrong....
        Last edited by Minnymouth; 07-23-2008, 07:04 AM.
        Minny

        "It's amazing the paths that our feet sometimes follow in life".

        My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.

        Comment


          #49
          Originally posted by Minnymouth View Post
          As in everything - there is also humor in marriage, divorce, and even bankruptcy if you "lighten up"....... Even though very serious things in our lives, we can often see the humor in it all later......
          If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.

          Comment


            #50
            THE STATION
            By R. J. Hastings

            Tucked away in our subconscious is an idyllic vision. We see ourselves on a long trip that spans the continent. We are traveling by train. Out the windows we drink in the passing scene of cars on nearby highways, of children waving at a crossing, of cattle grazing on a distant hillside, of smoke pouring from a power plant, of row upon row of corn and wheat, of flatlands and valleys, of mountains and rolling hillsides, of city skylines and village halls.

            But uppermost in our minds is the final destination. On a certain hour we will pull into the station. Bands will be playing and flags waving. Once we get there so many wonderful pieces of our lives will fit together like a completed jigsaw puzzle. How restlessly we pace the aisles, damning the minutes for loitering--waiting, waiting, waiting for the station.

            "When we reach the station, that will be it!" we cry. "When I'm 18." "When I buy a new 450SL Mercedes Benz!" "When I put the last kid through college." "When I have paid off the mortgage!" "When I get a promotion." "When I reach the age of retirement, I shall live happily ever after!"

            Sooner or later we must realize there is no station, no one place to arrive at once and for all. The true joy of life is the trip. The station is only a dream. It constantly outdistances us.

            "Relish the moment" is a good motto, especially when coupled with Psalm 118:24: "This is the day the Lord hath made; we will rejoice and be glad in it." It isn't the burdens of today that drive men mad. It is the regrets over yesterday and the fear of tomorrow. Regret and fear are twin thieves who rob us of today.

            So, stop pacing the aisles and counting the miles. Instead, climb more mountains, eat more ice cream, go barefoot more often, swim more rivers, watch more sunsets, laugh more, cry less. Life must be lived as we go along. The station will come soon enough.
            If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.

            Comment


              #51
              I love that Hub.....very nice!
              Filed!!04/23/2008[X] 341 5/27/2008[X]Converted to asset case 5/26/2008 [X]
              DISCHARGE 08/12/2008[X]
              Converted to NO Asset case 12/15/2008[X]
              Closed 12/16/2008 [X]:yahoo::yahoo::yahoo:

              Comment


                #52
                In a goofy way, I expect BK to strengthen our marriage: I look at it as a challenge that requires us to work together in order to succeed. It may not be as fun as going on an exotic vacation, but it is certainly something we are doing together!

                Pugbug
                07/23/2008 ~ CH 13 filed
                09/09/2008 ~ 341 meeting
                10/14/2008 ~ Confirmed

                Comment


                  #53
                  Originally posted by Pugbug View Post
                  In a goofy way, I expect BK to strengthen our marriage: I look at it as a challenge that requires us to work together in order to succeed. It may not be as fun as going on an exotic vacation, but it is certainly something we are doing together!

                  Pugbug
                  If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.

                  Comment


                    #54
                    Mr. and Mrs. Cat you guys are awesome. And I need your input because I'm mad, again (It's a rollercoaster)

                    I am planning to buy a new car. Dealer said he would only give us what we owe for mine (about $2k) because the air doesn't work. We found someone to fix the air for $600. Dealer said he would probably give us $3k then... but hasn't seen the car yet. Husband has been handling the car stuff.

                    Today, husband comes home and announces "Good news, I found someone to buy the car outright!" Which was good news until he told me he told his coworker he could have it for $3500 (WITH the air fixed). The private party Blue Book value in fair condition is $4985. ?!?!?!

                    Why would he do that? We are not in a position to give things away! And when I reacted with a "For HOW much???" (Sorry, couldn't hold back) he got mad because "HE is handling this ... so much for thinking I was doign a good thing."
                    I told him he still should have consulted me first (he didn't like that at all.) The price of anything we buy or sell should be a mutual decision, shouldn't it???

                    Plus, since this is a guy he works with, couldn't this create a problem for our bk, selling something for less then its worth?

                    The guy is supposed to tell him tomorrow if he wants it. But I think even if he does, we need to up the price... what do you think?

                    Frustrated again.

                    Comment


                      #55
                      It could be a problem. But maybe not, a lot depends on the trustee. If you have documentation from the dealer for 3K you are probably safe to sell to 3rd party for more. Just make sure you spend the proceeds on exempt items or necessities and save the receipts.
                      Filed!!04/23/2008[X] 341 5/27/2008[X]Converted to asset case 5/26/2008 [X]
                      DISCHARGE 08/12/2008[X]
                      Converted to NO Asset case 12/15/2008[X]
                      Closed 12/16/2008 [X]:yahoo::yahoo::yahoo:

                      Comment


                        #56
                        Originally posted by MomIcantFindmy View Post
                        It could be a problem. But maybe not, a lot depends on the trustee. If you have documentation from the dealer for 3K you are probably safe to sell to 3rd party for more. Just make sure you spend the proceeds on exempt items or necessities and save the receipts.
                        Well I think Gymbo wants to buy a new car, so the money if sold outright would be a down payment, correct? I'm wondering about that -being an issue or not.
                        "You can never get enough of what you don't need to make you happy."
                        6/16/08: Attorney approached lenders to surrender old home
                        8/26/08: Met w/attorney RE: filing BK
                        9/29/08: Filing Chapter 7

                        Comment


                          #57
                          Originally posted by gymbo View Post
                          Mr. and Mrs. Cat you guys are awesome. And I need your input because I'm mad, again (It's a rollercoaster)

                          I am planning to buy a new car. Dealer said he would only give us what we owe for mine (about $2k) because the air doesn't work. We found someone to fix the air for $600. Dealer said he would probably give us $3k then... but hasn't seen the car yet. Husband has been handling the car stuff.

                          Today, husband comes home and announces "Good news, I found someone to buy the car outright!" Which was good news until he told me he told his coworker he could have it for $3500 (WITH the air fixed). The private party Blue Book value in fair condition is $4985. ?!?!?!

                          Why would he do that? We are not in a position to give things away! And when I reacted with a "For HOW much???" (Sorry, couldn't hold back) he got mad because "HE is handling this ... so much for thinking I was doign a good thing."
                          I told him he still should have consulted me first (he didn't like that at all.) The price of anything we buy or sell should be a mutual decision, shouldn't it???

                          Plus, since this is a guy he works with, couldn't this create a problem for our bk, selling something for less then its worth?

                          The guy is supposed to tell him tomorrow if he wants it. But I think even if he does, we need to up the price... what do you think?

                          Frustrated again.
                          Well, you need a car with air for health reasons these days. How is this car running? You only owe 2K. If the car is in fairly good shape, you could have a FREE car after the 2K is paid. Increasing debt now won’t help you. If the car is not on good shape, selling it to a friend DH works with is NOT a good idea. I doubt that you would have trouble with the Trustee over a 1k difference as value is in the eye of the beholder. It could look great but have been wrecked before or be a gas guzzler so the price difference is incidental. It is NEVER a good thing to sell to a friend, or loan one money. You will loose both, the money and the friend. ‘Hub
                          Last edited by AngelinaCatHub; 07-24-2008, 05:37 AM.
                          If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.

                          Comment


                            #58
                            I've been married for almost six years now and I realized early on that I would have to be the one to make sure things got paid on time. My husband is just not good at those things. Now we have 3 checking accounts. One for me, one for the household expenses, and one for him. He deposits all his checks (he's a musician) into the household account and I transfer over what he is allowed to have.

                            I hear you on the overspending as well. I would rack up the charges and then not know where it had all gone. I am definitely going to go the cash route. I will have one card for emergencies and that's it. I can't be trusted with them. Hang in there. You'll get through this.
                            Filed: 7/17/08
                            341 Meeting: 8/25/08
                            Last Day of Objections: 10/24/08
                            Discharged: 11/08

                            Comment


                              #59
                              Originally posted by gymbo View Post
                              I am planning to buy a new car. Dealer said he would only give us what we owe for mine (about $2k) because the air doesn't work. We found someone to fix the air for $600. Dealer said he would probably give us $3k then... but hasn't seen the car yet. Husband has been handling the car stuff.

                              Today, husband comes home and announces "Good news, I found someone to buy the car outright!" Which was good news until he told me he told his coworker he could have it for $3500 (WITH the air fixed). The private party Blue Book value in fair condition is $4985. ?!?!?!
                              I think you might be overreacting on the price thing. If you get anything over what the Dealer is offering you should be OK with that. The Blue Book value really means nothing nowadays; regarless of what the book states, you have to find an actual buyer. Don't now what type of vehicle this is, but in general the used vehicle market is in the tank.

                              And it is not going to create a problem if the Dealer was going to give you $3K and you sold it for $3.5K. Put it this way, what if you husband did not find a buyer, where you prepared to take the dealer's offer? If so, why would you be upset with $500 more?

                              You may be upset over the lack of communication, but the sale price should not be an issue unless you have a buyer in hand willing to pay more.

                              Comment


                                #60
                                Originally posted by AngelinaCatHub View Post
                                Not very long. We are 'trying it out' for a while and see if it works out OK. Our 20th anniversary was June 30 and so far, so good. 'Hub
                                Hee, hee...did you hear the greeting Garrison Keillor read on the air a few weeks ago? Something like: "Happy 23rd wedding anniversary to Sheila...how about another 23? Let me know soon..."
                                Filed chapter 7: June 9, 2008
                                341 meeting: July 18, 2008
                                last day for objections: September 16, 2008
                                DISCHARGED September 18, 2008 - CLOSED September 29, 2008

                                Comment

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