Question about ch 13.

[badandy]

[sahaley]

Every case is different. How much you pay into a chapter 13 plan depends on your income and your expenditures... you fill out a budget (schedule J) and whatever you have leftover is your payment... there is certainly more to it than that - but with the help of a good atty it allows you to live within your means, pay a % of your debt and get your life back. It doesn't have much to do with what you owe in cc.... some pay more of a % to unsecured and others pay less. Good luck to you.... I am certainly glad I filed 13 - its been a positive.