Are IRA withdrawals considered income?

[Help!]

(withdrawn)

[keepmine]

So what if the original poster wants to file prematurely? Who are you to judge what is "premature"?
People file when the situation is not stable, and have ongoing medical issues, and when their income is low.

Nobody is being judgmental. Heck, I've filed bk myself-I'm not judging anyone.
The object of the bk execrise is, to leave bk in better shape than you entered. You can't do that if your situation on filing day is unstable. You don't want to file and then 6 months or a year down the road you get hit with huge bills and you've already played the Chapter 7 card.