Hello everyone, I'm not sure how this works but a few creditors are threatening to file a judgement on me after not paying them after 3 months. Can a judgement be fixed in bk? I'm starting to get worried. I've been waiting for my tax return check forever!!! My atty assures me that in my state I will be able to keep all of it and its a pretty hefty check. Has anyone had a similiar situation?
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So have you filed yet? Or are you waiting for your tax return to file?
The minute you file the automatic stay goes into effect and a creditor cannot get a judgement against you or collect on a past judgement.
After discharge collection efforts will resume on non dischargable debts such as student loans, reafirmed loans, irs debt, and debt that is determined non dischargable.Filed: 10/26/2006
Discharged: 03/05/2007
Closed: 5/19/2008 - Asset case due to balance transfer and income tax refund -
I have not filed yet. I have to wait to get the tax returns and then file. My question is if a judgement gets sent can I file after the judgement and will it fix it?Comment
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Originally posted by ltrain823 View Post
Yes it will.Filed: 10/26/2006
Discharged: 03/05/2007
Closed: 5/19/2008 - Asset case due to balance transfer and income tax refundComment
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If your creditor does get a judgment against you before you file, you can include it in the bankruptcy. Then after your bankruptcy is discharged and closed, if the judgment included a lien against an asset you petition the court to remove the lien.Originally posted by ltrain823 View PostI am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.
06/01/06 - Filed Ch 13
06/28/06 - 341 Meeting
07/18/06 - Confirmation Hearing - not confirmed, 3 objections
10/05/06 - Hearing to resolve 2 trustee objections
01/24/07 - Judge dismisses mortgage company objection
09/27/07 - Confirmed at last!
06/10/11 - Trustee confirms all payments made
08/10/11 - DISCHARGED !
10/02/11 - CASE CLOSED
Countdown: 60 months paid, 0 months to goComment
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