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    Means Test after moving to a new state...

    If I move to a new state and then shortly thereafter file bankruptcy, I think I have to use the exemptions for my old state, correct? But what about the rest of the Means test (housing allowance, transportation allowance, etc.)? Can I use the new city/state's limits for that? Or am I bound to the old state for that as well?
    Ch. 7 BK Filed 12/30/2008, Discharged 3/30/2009

    #2
    Originally posted by Poppie View Post
    If I move to a new state and then shortly thereafter file bankruptcy, I think I have to use the exemptions for my old state, correct?
    Yes. You can't use your new state's exemptions until you've lived there for two years.

    But what about the rest of the Means test (housing allowance, transportation allowance, etc.)?
    Once you establish residency in your new state (and that time period can vary from state to state - but is typically between 30-90 days), you can use your new state's required figures for housing, utilities, transportation, etc. on the Means Test.
    I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

    06/01/06 - Filed Ch 13
    06/28/06 - 341 Meeting
    07/18/06 - Confirmation Hearing - not confirmed, 3 objections
    10/05/06 - Hearing to resolve 2 trustee objections
    01/24/07 - Judge dismisses mortgage company objection
    09/27/07 - Confirmed at last!
    06/10/11 - Trustee confirms all payments made
    08/10/11 - DISCHARGED !

    10/02/11 - CASE CLOSED
    Countdown: 60 months paid, 0 months to go

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