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Car payments after discharge ?

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    Car payments after discharge ?

    I posted this question under several categories - hopefully to get a response

    Hello All,
    My Chapter 7 bankruptcy was approved in October 2007. I wanted to keep my car, so I have continued to make payments on the vehicle every month. I'm wondering if I should contact Mazda credit (that's who my loan is through) and try to work out an arrangement to eliminate the finance charges that are included in my payments. Has anyone had experience trying to do this ?

    Technically, I can stop making payments and let them take the car. I don't want to do that because I need the car, but do you think they will eliminate the finance charges so they will continue to receive payments from me ?

    #2
    I don't understand why you think they would do this on a car you are buying?

    Originally posted by gak555 View Post
    I posted this question under several categories - hopefully to get a response

    Hello All,
    My Chapter 7 bankruptcy was approved in October 2007. I wanted to keep my car, so I have continued to make payments on the vehicle every month. I'm wondering if I should contact Mazda credit (that's who my loan is through) and try to work out an arrangement to eliminate the finance charges that are included in my payments. Has anyone had experience trying to do this ?

    Technically, I can stop making payments and let them take the car. I don't want to do that because I need the car, but do you think they will eliminate the finance charges so they will continue to receive payments from me ?

    Comment


      #3
      You only need to post question in ONE forum.

      Comment

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