nervous about stopping paying..

[Cali]

I am so glad my attorney takes all phone calls. I think I received maybe 4 calls and I referred them to my attorney.

This is the most horrible part of the pre-bk period. I hate not paying my bills and worrying about any actions the creditors may take before we get filed.

My husband and I are also very sensitive individuals and we don't like talking on the phone to people we like let alone people we've never met who are paid to act like we are scum. My stomach turns every time that phone rings. Even though my attorney said I can send calls to his office I prefer to not answer.

I just hope that none of my creditors do a nearby on me. So embarrassing. For those of you who don't know, that is when one of them contacts a neighbor for "an urgent personal business matter" and asks if they could run on over and ask you to call them.