Originally posted by krielly
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Immediate family and very close friends know, but that's about it.
2 1/2 years into this.......I'm pretty much "over" the stigma about it, I guess. I really don't care what others know or think. It's my business, not theirs.
We are in a 13, so sometimes when I decline trips or purchases, I simply state that we put ourselves in a 5 year plan to be as debt free as possible. We cut up our credit cards and are sticking with a tight budget through our plan.
Not exactly lying........just leaving the "13" part out.
People usually respond by saying "good for you!"
2 1/2 years into this.......I'm pretty much "over" the stigma about it, I guess. I really don't care what others know or think. It's my business, not theirs.
We are in a 13, so sometimes when I decline trips or purchases, I simply state that we put ourselves in a 5 year plan to be as debt free as possible. We cut up our credit cards and are sticking with a tight budget through our plan.
Not exactly lying........just leaving the "13" part out.
People usually respond by saying "good for you!"
I love that response. I always feel bad saying we can't afford it. I am gonna use that.
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