getting judgments off credit reports

[persephone]

Has anyone had any luck getting judgments off their credit report? I called the courts today and they say they are in "decided status" and all he would say that meant was that it was "over".

Anyone?

[HHM]

Have you filed BK, is the judgment for a debt that was discharged in BK?

[halloweendmb1]

Has anyone had any luck getting judgments off their credit report? I called the courts today and they say they are in "decided status" and all he would say that meant was that it was "over".

Anyone?

If the judgment was discharge in BK you need to go down to the local county courthouse (assuming it was small claims) and ask for the form "Order of Satisfaction of Judgment discharged through BK" I am a mortgage lender and do this for people all the time, take your discharge and schedule of debitors to a judge; he will sign off on it in minutes. Once the judge signs off on it you need to record it at the register of deed's office.

Very simple assuming it is small claims court. Once it is recorded in WI which costs $5.00 I would mail a copy of it to the credit reporting companies to show them proof. You will not get the info removed but it will show the judgment satisfied.

[persephone]

Have you filed BK, is the judgment for a debt that was discharged in BK?

Yes, it was discharged in bankruptcy.

[persephone]

If the judgment was discharge in BK you need to go down to the local county courthouse (assuming it was small claims) and ask for the form "Order of Satisfaction of Judgment discharged through BK" I am a mortgage lender and do this for people all the time, take your discharge and schedule of debitors to a judge; he will sign off on it in minutes. Once the judge signs off on it you need to record it at the register of deed's office.

Very simple assuming it is small claims court. Once it is recorded in WI which costs $5.00 I would mail a copy of it to the credit reporting companies to show them proof. You will not get the info removed but it will show the judgment satisfied.

Is this true of all states? I am in Indiana.

Thank you very much for the info!

[halloweendmb1]

Is this true of all states? I am in Indiana.

Thank you very much for the info!

Yes it is true in all states,

[tiredofdebt1]

All my judgements were removed when i disputed them through mycreditkeeper.com

[persephone]

All my judgements were removed when i disputed them through mycreditkeeper.com

We disputed ours also. Hopefully they will just come off. I have this information bookmarked incase it does not.

Thanks for the replies!

[persephone]

Yes it is true in all states,

Thank you so much!