Cali, the company has to file for, and receive, a judgement against you before they can garnish your wages, place liens on your property, or levy your bank accts. So you should have plenty of warning before this happens, when you receive your summons that says you're being sued. I hope it won't be an issue for you. Good luck!!!
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Nolo Press book on filing Chapter 7, there are others too. (I have no affiliation with Nolo Press; just a happy customer.) Best wishes to you! -
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