Its cold in here!

[spongenotbob]

The assets are "a job" that pays too little to live on, and a college education which gets me nothing here. I might be able to dredge up 300 dollars from a (few) garage sales. I have a tiny retirement account that will probably last all of a few months after retirement. The way companies raid 401 K's I am not too hopeful it will last that long. That's it.

Hi One Half Full,

What's keeping you from moving to where you can make a decent salary? Is it just the house?

I have to admit I wonder about the decision to keep the credit card company exec's houses nice and toasty while you freeze... are you sure that's what you want to do?

Take good care,
snb