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    #16
    of course we'd love to make more money but my dh has a good paying job for our area.

    In all honesty, post bk you need to seriously consider moving to an area with higher paying jobs.
    I make this point often about life post bk {increase your earnings} and some always seem to have some reason not to act on it. The hard and cold cruel fact is, if you take no action, inflation alone will eat you alive over time. You eventually will need a another vechicle, want to buy a house,etc. That's not doable on your income.
    Inaction will have you right back living paycheck to paycheck within a year or two and that's just a waste of a 2nd chance.

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