So here is my story. Mommy to 4 
kids and married to my wonderful DH for 10 years. My Dh was making good money at a job he had worked at for 10 years. He decided to start up a side business just for fun in his spare time doing concrete coatings. Then a year ago his boss just lost interest in his company and sold it. My husband went from making $6,000 a month to $1,000 a month. So he went on the look for a new job. He found one in April when negotiating salary with his new employer he was promised to make a good amount of money, more than enough to pay out bills. Well lo and behold here we are making $30,000 less than what they promised. *SIGH* Dh even went the extra mile to get extra testing and certifications because they told him they would give him a raise. Hasn't happened yet. Dh now hates his job and dreads going every day.
To make matters worse the side business that my DH started hasn't gone well for him and now we have business bills we can't afford either. Another thorn in my side is my DH re-financed the house last year and got suckered into one of those loans where they tack the interest on the back of your loan every month. He did that hoping things would pick up for us but things have only gone down hill. Not to mention in 4 more years our house payment will be double what it is now.
We did credit counseling last week with a company and they told us that they couldn't help us unless we made an extra $2000 a month and our only option was bankruptcy. So in other words we are $2,000 in the hole every month. That news I knew was coming but to hear it made me ill. Thank heavens I hope it was a wake up call for my wonderful DH.
I am tired of it all. I haven't used credit since August, I had to use it to purchase much needed school clothes, supplies, and shoes for 3 kids. Then DH got a laptop hoping that it would help speed up his work production (work orders, schematics, etc.) at work and in turn he could make more money. I have yet to see the benefit of that purchase.
I am tired and run down. After paying just the utilities and the mortgage I barely have enough for food, just the basics. We don't go out and do anything as a family. We don't even have Cable/dish anymore. We don't eat out. I don't know where else to cut back. I can't really go out and get a job considering I have little ones at home and any job I would get I would just be working to pay for day care. My sons 3rd birthday is coming up and I don't know if I can get him anything. I don't want to even think about Christmas. *SIGH*
Sorry this is long but I honestly have nobody else to talk to. I can't talk to DH because it only upsets him and adds tension to our home and it affects the children. I just feel so scared and alone. I am so thankful I found this board. I love reading all of your stories you are all so wonderful with your support of others and I thank you for your time.
kids and married to my wonderful DH for 10 years. My Dh was making good money at a job he had worked at for 10 years. He decided to start up a side business just for fun in his spare time doing concrete coatings. Then a year ago his boss just lost interest in his company and sold it. My husband went from making $6,000 a month to $1,000 a month. So he went on the look for a new job. He found one in April when negotiating salary with his new employer he was promised to make a good amount of money, more than enough to pay out bills. Well lo and behold here we are making $30,000 less than what they promised. *SIGH* Dh even went the extra mile to get extra testing and certifications because they told him they would give him a raise. Hasn't happened yet. Dh now hates his job and dreads going every day.To make matters worse the side business that my DH started hasn't gone well for him and now we have business bills we can't afford either. Another thorn in my side is my DH re-financed the house last year and got suckered into one of those loans where they tack the interest on the back of your loan every month. He did that hoping things would pick up for us but things have only gone down hill. Not to mention in 4 more years our house payment will be double what it is now.
We did credit counseling last week with a company and they told us that they couldn't help us unless we made an extra $2000 a month and our only option was bankruptcy. So in other words we are $2,000 in the hole every month. That news I knew was coming but to hear it made me ill. Thank heavens I hope it was a wake up call for my wonderful DH.
I am tired of it all. I haven't used credit since August, I had to use it to purchase much needed school clothes, supplies, and shoes for 3 kids. Then DH got a laptop hoping that it would help speed up his work production (work orders, schematics, etc.) at work and in turn he could make more money. I have yet to see the benefit of that purchase.
I am tired and run down. After paying just the utilities and the mortgage I barely have enough for food, just the basics. We don't go out and do anything as a family. We don't even have Cable/dish anymore. We don't eat out. I don't know where else to cut back. I can't really go out and get a job considering I have little ones at home and any job I would get I would just be working to pay for day care. My sons 3rd birthday is coming up and I don't know if I can get him anything. I don't want to even think about Christmas. *SIGH*
Sorry this is long but I honestly have nobody else to talk to. I can't talk to DH because it only upsets him and adds tension to our home and it affects the children. I just feel so scared and alone. I am so thankful I found this board. I love reading all of your stories you are all so wonderful with your support of others and I thank you for your time.
11/08/2007 341 Meeting 
. Grr!
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