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Has anyone used AnnualCreditReport.com?

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    #16
    Originally posted by guzzie View Post
    used it and liked it......too bad only 1 free report a year lol....guzzie
    That's what the credit reporting agencies want you to think!

    I never use that free site. I just call Transunion, Experian directly on their toll free number and then use their automated phone system to get free credit reports each month. If you have been turned down for credit, insurance, or a job, etc. based on your credit report, you can get a free credit report.
    The world's simplest C & D Letter:
    "I demand that you cease and desist from any communication with me."
    Notice that I never actually mention or acknowledge the debt in my letter.

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      #17
      What a mess:

      To get your FICO's go to myfico.com But it is kinda expensive.

      And you are getting 0% offers from your pre bk status. Just wait. You won't see much in another month. Just Capital One offering their predatory cards. I'd stay away from that. The offers get better in a few months, or so I am told.
      Filed Business Chapter 7: 7/11/07
      341 Meeting: 8/8/07 Asset Case
      US Trustee reviewed case/resolved 9/14/07
      Discharged: 10/11/07 Closed: 11/2/08

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        #18
        Here is that blog entry that reviews different credit monitoring services:

        Chapter 13 Filed "Old Law"
        Filed: 6/2003 Confirmed: 3/2004
        Early pay off sent: 10/05/2007 - 9 months early
        11/16/2007 - Discharged!

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          #19
          Originally posted by chpxiii View Post
          Here is that blog entry that reviews different credit monitoring services:

          http://www.thetaoofmakingmoney.com/2007/03/06/271.html
          CONFUSING!
          Filed Ch. 7 June 14, 2007
          341 Meeting July 19, 2007
          Discharged September 17, 2007
          Closed September 17, 2007

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            #20
            I used them.
            May 31st, 2007: Petition Filed by my lawyer
            July 2nd, 2007: 341 Meeting Held
            September 4th, 2007: Discharged and Closed.

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