Question about my car

[CityGirl]

I'm not sure if I'm going to be doing a 13 or a 7. I make good money but my state median is kinda high and I think it'll be close. I am upside down about 12K on my car but that is due to the fact that the car before this was brand new and I paid sticker for it ($34K) and then I wanted an SUV, but my new car was worth 10K less when I bought my SUV. I had to roll in the debt to the new car loan. Anyway, I want to keep my SUV because I got a 7% interest rate on it ( used 2005 ) and I have only 3 1/2 years left to pay on it and I want to pay it off so I have something of worth and then I can buy a new car again.
Will they let me keep this car and how does it work?

[JRScott]

It depends.

If the SUV would place an undue burden on your household then you are going to have a hard time getting a lawyer or judge to sign any reaffirmation deal.

You might could do a ride through but those aren't really official anymore since 2005.