How do I get our credit scores?

[brokeinmichigan]

My husband and I are in the "60 day club", I guess, with about 30 days to go. Trustee recently entered the "No Asset" whatever he adds, and it sounds like recommendation for discharge. So, my questions are:

1. How do we get our credit scores?
2. How do we continue to monitor them after discharge?

My husband thinks he had a decent score prior to filing (~600+), but doesn't remember why he knew it or where it was from. Mine sucked, I'm sure, as I had lots of old late stuff and charge-offs. I think when we bought our house, mine was about 525. That was 5 years ago.

Thanks again for all the help...

[JollyGG]

This thread has some tips for starting the clean up procces. http://bkforum.com/showthread.php?t=14426. Also check ou the stickies and just generally look around in the after bankruptcy section of this site for some great ideas.

Here is what I recomended in the above thread to get you started.

Step 1 - Order your annual free credit report from all three credit reporting bureaus http://www.annualcreditreport.com/
Step 2 - Examine the reports for inaccuracies
Step 3 - Send a dispute to the credit reporting agency detailing what is inaccurate, this can be done online, by phone, or in writing.
Step 4 - The credit reporting agency will let you know the results of your disputes. If they changed anything you will get a new free copy of your credit report from them.
Step 5 - If incorrect information came back as verified. Contact the creditor and request that they correct it.
Step 6 - Examine the new credit report you may have gotten and repeat steps 2 to 5.
Once you have exhausted every free report you can get, then sign up for a credit monitoring service such as true credit https://www.truecredit.com/orderOrig...ing&cb=WalMart
Repeat until your credit report is accurate.
You will not get your FICO credit score from either your free credit report or from true credit or other monitoring services. The only real credit scores that matter are FICO scores and those can be purchased from http://www.myfico.com/12/Home.asp