Credit Monitoring Agencies

[NYCountry]

I am looking to start moitoring my credit. Does anyone know the best and most cost effective company to sign up with?
Thankee.

[FilingOnMyOwn]

https://www.truecredit.com/products/optimizedOrder.jsp?versionID=0&package=TriBureauCMU&formName=freeTriBureauCMUChoice&cb=WalMart

[Keebler]

Costco has an amazing deal starting as low as $7.50 per month that lets you pull all three reports every month. It's $9.49 a month for regular members and $7.49 for Executive members. It's through Identity Guard and I was very happy with the service for the time I used it.

Service includes:

• 3-in-1 credit report & 3 credit scores
• 3-bureau credit monitoring & alerts
• Monthly credit report & score
• Online tools & resources

It looks like the service is available directly from the Identity Guard website but the price is higher and the reports can only be pulled quarterly.

[FilingOnMyOwn]

But you can only get one pull per month? That doesn't sound like an amazing deal to me, I can get all 3 reports directly from the bureaus for free once per month.

[NYCountry]

That looked like a good one but at the end it said not in New York.

[Keebler]

But you can only get one pull per month? That doesn't sound like an amazing deal to me, I can get all 3 reports directly from the bureaus for free once per month.

How can that be done?

The only free reports I know about are once per year. More only if you apply for credit and then only from one agency. I know I can buy a report direclty from each agency but it would cost $15 or $20 total each time.

What's the secret? I'd sure love to be able to do it for free.

[CindyLou]

once you get your free annual report, you will get a free updated copy of your report every 30 days if you have disputed at least one item on the report....