Using the legalconsumers means test calculator

[twuoo]

Boy this was eye opening. I ran through the calculator and it said my monthly disposable income is $-1,139!

Guess I'm kinda poor huh?

What are some numbers you other folks got?

[Granny]

Guess I'm kinda poor huh?

Not necessarily poor, just in debt

What are some numbers you other folks got?

The numbers are gonna vary so much that giving you our numbers won't do you much good.

I came out negative on the means test using the IRS standards, but have a payment of $1205 because that is the amount needed to complete the plan and save the assets I wanted to save. I went from being negative in the means test to having an excess of $1205 on Schedule I & J by cutting the IRS standards to practically nothing to make the plan feasible.

[jal1129]

As my lawyer said "you gotta be in the red on I v J to file 7".