Hi, I just registered here. I have unpaid debts, mostly medical, going back to 1998. Some of them I managed to pay off, others I settled after going to collections, and there is currently about 4000 that I have record of. In addition, last year I went through some major illness and now have another 5K in unpaid medical debt, and had to cut back to just part time work. Right now my income won't even pay my rent plus other bills, so I'm working on moving out of here and in with my boyfriend. Long story short, I am filing a chapter 7 just as soon as I can get the paperwork filled out.
The thing is I know that I have debts out there that I do not have record of right now. I already checked with all three credit reporting agencies and wrote all those down, but I'm not sure how to find out what the others are. Some of them were charged off 7 or more years ago, so it's possible they just dropped off, but I'm kind of afraid they'll show back up later, or else I'm not positive of the dates. My medical problems have affected my memory a whole lot. Is there some other way I can find that info besides just trying to remember who they are were? I mean I can maybe remember the original creditors, but not how long ago they were charged off, or to whom. I have moved 6 or 7 times since the accounts fell behind so I stopped getting calls and letters a long time ago.
The thing is I know that I have debts out there that I do not have record of right now. I already checked with all three credit reporting agencies and wrote all those down, but I'm not sure how to find out what the others are. Some of them were charged off 7 or more years ago, so it's possible they just dropped off, but I'm kind of afraid they'll show back up later, or else I'm not positive of the dates. My medical problems have affected my memory a whole lot. Is there some other way I can find that info besides just trying to remember who they are were? I mean I can maybe remember the original creditors, but not how long ago they were charged off, or to whom. I have moved 6 or 7 times since the accounts fell behind so I stopped getting calls and letters a long time ago.
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